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There's not a good way to fully opt-out of credit reporting. Get a free annual credit report via annualcreditreport.com (if you have a social security number or tax ID number). You can request it from all three credit reporting agencies from that link. You can also opt-out of pre-approved credit card & loan offers, which is a common vector for identity theft.
 
There's not a good way to fully opt-out of credit reporting. Get a free annual credit report via annualcreditreport.com (if you have a social security number or tax ID number). You can request it from all three credit reporting agencies from that link. You can also opt-out of pre-approved credit card & loan offers, which is a common vector for identity theft.
 
   
 
   
==== Equifax, Inc. ====
+
* Equifax, Inc.
 
  Opt-out by: Email, Phone, or Mail
 
  Opt-out by: Email, Phone, or Mail
 
  Phone: 1-888-567-8688
 
  Phone: 1-888-567-8688
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     Atlanta, GA 30374-0123
 
     Atlanta, GA 30374-0123
 
   
 
   
==== Experian ====
+
* Experian
 
  Opt-out by: Phone or Website
 
  Opt-out by: Phone or Website
 
  Phone: 1-888-567-8688
 
  Phone: 1-888-567-8688
 
  Website: http://www.experian.com/privacy/opting_out_preapproved_offers.html
 
  Website: http://www.experian.com/privacy/opting_out_preapproved_offers.html
  
==== TransUnion Corp. ====
+
* TransUnion Corp.
 
  Opt-out by: Email, Phone, or Mail
 
  Opt-out by: Email, Phone, or Mail
 
  Phone: 1-888-567-8688
 
  Phone: 1-888-567-8688
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     Woodlyn, PA 19094
 
     Woodlyn, PA 19094
 
   
 
   
==== Fair Isaac Corporation ====
+
* Fair Isaac Corporation
 
  Opt-out by: Email or Phone
 
  Opt-out by: Email or Phone
 
  Notes: While you may not have heard of Fair Isaac, you've definitely heard of credit scores. The scores are created by FICO from information from one of the three credit reporting agencies above. If you've used one of their products directly, they do keep a fair bit of data.
 
  Notes: While you may not have heard of Fair Isaac, you've definitely heard of credit scores. The scores are created by FICO from information from one of the three credit reporting agencies above. If you've used one of their products directly, they do keep a fair bit of data.
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  Phone: 1-888-342-6336
 
  Phone: 1-888-342-6336
 
   
 
   
==== LexisNexis Group ====
+
* LexisNexis Group
 
  Opt-out by: Mail or Website (in some cases)
 
  Opt-out by: Mail or Website (in some cases)
 
  Notes: LN isn't a credit reporting agency per se, but is maintaining a large amount of data that is frequently incorrect. To comply with the FCRA, they do allow people to obtain their own file, and to correct errors.
 
  Notes: LN isn't a credit reporting agency per se, but is maintaining a large amount of data that is frequently incorrect. To comply with the FCRA, they do allow people to obtain their own file, and to correct errors.
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=== Data Brokers ===
 
=== Data Brokers ===
  
==== Spokeo.com ====
+
* Spokeo.com
 
  Opt-out by: Website
 
  Opt-out by: Website
 
  Website: http://www.spokeo.com/opt_out/new
 
  Website: http://www.spokeo.com/opt_out/new
 
  Notes: Find your profiles, and submit them via the web form. They will be removed within a few days.
 
  Notes: Find your profiles, and submit them via the web form. They will be removed within a few days.
 
   
 
   
==== PeekYou.com ====
+
* PeekYou.com  
 
  Opt-out by: Website
 
  Opt-out by: Website
 
  Website: http://www.peekyou.com/about/contact/optout/index.php
 
  Website: http://www.peekyou.com/about/contact/optout/index.php
 
  Notes: Find your profiles, and submit the unique ID from them to have them removed.
 
  Notes: Find your profiles, and submit the unique ID from them to have them removed.
 
   
 
   
==== Pipl ====
+
* Pipl
 
  Website: https://pipl.com/help/remove/
 
  Website: https://pipl.com/help/remove/
 
  Notes: Refuses to allow opt-outs. Frequently incorrect info aggregated from across the internet.
 
  Notes: Refuses to allow opt-outs. Frequently incorrect info aggregated from across the internet.
 
   
 
   
==== WhitePages.com ====
+
* WhitePages.com
 
  Notes: To remove information, you must first make an account.
 
  Notes: To remove information, you must first make an account.
  Step-by-step instructions: https://support.whitepages.com/hc/en-us/articles/115010106908-How-do-I-edit-or-remove-a-personal-listing-
+
  Step-by-step instructions: https://support.whitepages.com/hc/en-us/articles/203263794-Remove-my-listing-from-Whitepages-
  
==== Epsilon Data Management, LLC ====
+
* Epsilon Data Management, LLC
 
  Opt-out by: Email, Telephone, Mail
 
  Opt-out by: Email, Telephone, Mail
  Website 1: https://us.epsilon.com/marketing-data-summary-request
+
  Website: https://www.epsilon.com/en_US/for-consumer/marketing-data-summary-request.html
Website 2: https://www.conversantmedia.com/privacy/opt-out
 
 
  Notes: Epsilon is one of the largest data brokers, and has bought up several smaller data brokers to obtain their databases (such as Abacus Corp).  Opt-outs may take up to three months to process.
 
  Notes: Epsilon is one of the largest data brokers, and has bought up several smaller data brokers to obtain their databases (such as Abacus Corp).  Opt-outs may take up to three months to process.
 
  Email: privacy@epsilon.com (US), emeaprivacy@epsilon.com (EU/EEA), apac-privacy@epsilon.com (Asia)
 
  Email: privacy@epsilon.com (US), emeaprivacy@epsilon.com (EU/EEA), apac-privacy@epsilon.com (Asia)
 
  Phone: 1-888-780-3869
 
  Phone: 1-888-780-3869
  
==== Acxiom Corporation ====
+
* Acxiom Corporation
 
  Opt-out by: Website or Phone
 
  Opt-out by: Website or Phone
 
  Website: https://isapps.acxiom.com/optout/optout.aspx
 
  Website: https://isapps.acxiom.com/optout/optout.aspx
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  Phone: 1-877-774-2094
 
  Phone: 1-877-774-2094
 
   
 
   
==== Intelius, Inc. ====
+
* Intelius, Inc.  
 
  Opt-out by: Website, Fax, or Mail
 
  Opt-out by: Website, Fax, or Mail
 
  Website: https://www.intelius.com/optout.php
 
  Website: https://www.intelius.com/optout.php
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     Bellevue, WA 98009-4145
 
     Bellevue, WA 98009-4145
 
   
 
   
==== Ameridex ====
+
* Ameridex
 
  Opt-out by: Email or Mail
 
  Opt-out by: Email or Mail
  Website: http://ameridex.com/ (dead link, company may be defunct)
+
  Website: http://ameridex.com/
 
  Notes: Primarily public vital records (eg birth & death)
 
  Notes: Primarily public vital records (eg birth & death)
 
  Email: info@ameridex.com
 
  Email: info@ameridex.com
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     San Francisco, CA
 
     San Francisco, CA
 
     94119-3051
 
     94119-3051
 
+
==== BeenVerified ====
+
* BeenVerified
 
  Opt-out by: Website or Email (privacy@beenverified.com)
 
  Opt-out by: Website or Email (privacy@beenverified.com)
 
  Website:  http://www.beenverified.com/opt-out-instructions
 
  Website:  http://www.beenverified.com/opt-out-instructions
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  Find profile: https://www.beenverified.com/f/optout/search
 
  Find profile: https://www.beenverified.com/f/optout/search
 
   
 
   
==== Harte-Hanks, Inc. ====
+
* Harte-Hanks, Inc.
 
  Opt-out by: Email
 
  Opt-out by: Email
 
  Website: http://www.hartehanks.com/privacy
 
  Website: http://www.hartehanks.com/privacy
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  Email: privacychoices@hartehanks.com
 
  Email: privacychoices@hartehanks.com
 
   
 
   
==== People Smart ====
+
* People Smart
 
  Opt-out by: Website, email, or mail
 
  Opt-out by: Website, email, or mail
 
  Website:  https://www.peoplesmart.com/optout-policy
 
  Website:  https://www.peoplesmart.com/optout-policy
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     Omaha, NE 68139
 
     Omaha, NE 68139
 
   
 
   
==== InfoPay EmailTracer ====
+
* InfoPay EmailTracer
 
  Opt-out by: Fax or Mail
 
  Opt-out by: Fax or Mail
 
  Notes: They ask for a lot of info to opt-out. Only provide them with what you can see in their database (full name, address, and photo ID).
 
  Notes: They ask for a lot of info to opt-out. Only provide them with what you can see in their database (full name, address, and photo ID).
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     Boston, MA 02199
 
     Boston, MA 02199
  
==== PeopleFinders.com ====
+
* PeopleFinders.com
 
  Opt-out by: Website
 
  Opt-out by: Website
  Website: https://www.peoplefinders.com/opt-out
+
  Website: http://www.peoplefinders.com/privacy.aspx
 
  Notes: Look up information and click "That's Me," then click "Opt out my info" on the next page. You may need to check in cities you used to live in to find your profile.
 
  Notes: Look up information and click "That's Me," then click "Opt out my info" on the next page. You may need to check in cities you used to live in to find your profile.
 
  Find profile: http://www.peoplefinders.com/manage
 
  Find profile: http://www.peoplefinders.com/manage
 
+
==== Peoplelookup.com ====
+
* Peoplelookup.com
 
  Opt-out by: Using Intelius opt-out method above.
 
  Opt-out by: Using Intelius opt-out method above.
 
   
 
   
==== PeopleSearchNow.com ====
+
* PeopleSearchNow.com
 
  Opt-out by: Mail
 
  Opt-out by: Mail
 
  Website: http://www.peoplesearchnow.com/privacy
 
  Website: http://www.peoplesearchnow.com/privacy
  Notes: They require people to fill out a form: https://www.peoplesearchnow.com/opt-out
+
  Notes: They require people to fill out a form: http://www.peoplesearchnow.com/Opt%20Out%20Request%20Form_PSN.docx
 
  Address:
 
  Address:
 
     Opt-Out/PeopleSearchNow.com
 
     Opt-Out/PeopleSearchNow.com
 
     1821 Q Street
 
     1821 Q Street
 
     Sacramento, CA 95811
 
     Sacramento, CA 95811
 
+
==== Phone Detective ====
+
* Phone Detective  
 
  Opt-out by: Website
 
  Opt-out by: Website
 
  Website: https://www.phonedetective.com/PD.aspx?_act=OptOut
 
  Website: https://www.phonedetective.com/PD.aspx?_act=OptOut
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  Email: privacy@phonedetective.com
 
  Email: privacy@phonedetective.com
 
   
 
   
==== PrivateEye ====
+
* PrivateEye  
 
  Opt-out by: Website or Mail
 
  Opt-out by: Website or Mail
  Website: https://www.privateeye.com/static/view/optout
+
  Website: http://www.privateeye.com/Help/default.aspx?from=hys0359866156&piid=03#RemoveFromRecords
 
  Notes: Because this is several services, they mistakenly (?) direct visitors to People Finders to find/remove info.
 
  Notes: Because this is several services, they mistakenly (?) direct visitors to People Finders to find/remove info.
 
  Find/remove profile: http://www.peoplefinders.com/manage
 
  Find/remove profile: http://www.peoplefinders.com/manage
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     1821 Q Street
 
     1821 Q Street
 
     Sacramento, CA 95811
 
     Sacramento, CA 95811
 
+
==== PublicBackgroundChecks.com ====
+
* PublicBackgroundChecks.com
 
  Opt-out by: Mail
 
  Opt-out by: Mail
  Website: http://www.publicbackgroundchecks.com/privacypolicy.aspx (dead link. Company defunct?)
+
  Website: http://www.publicbackgroundchecks.com/privacypolicy.aspx
 
  Notes: They ask for a lot of info to opt-out. Only provide them with what you can see in their database (full name, address, and photo ID).
 
  Notes: They ask for a lot of info to opt-out. Only provide them with what you can see in their database (full name, address, and photo ID).
 
  Address:
 
  Address:
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     305 5th Avenue S, Suite 201
 
     305 5th Avenue S, Suite 201
 
     La Crosse, WI 54601
 
     La Crosse, WI 54601
 
+
==== PublicRecordsNOW ====
+
* PublicRecordsNOW
 
  Opt-out by: Mail
 
  Opt-out by: Mail
 
  Website: http://www.publicrecordsnow.com/static/view/privacy
 
  Website: http://www.publicrecordsnow.com/static/view/privacy
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     Sacramento, CA 95811
 
     Sacramento, CA 95811
 
   
 
   
==== USA People Search ====
+
* USA People Search
 
  Opt-out by: Website
 
  Opt-out by: Website
 
  Website: https://www.usa-people-search.com/manage/
 
  Website: https://www.usa-people-search.com/manage/
 
  Notes: Search database, find yourself, then select that record for removal.
 
  Notes: Search database, find yourself, then select that record for removal.
 
   
 
   
==== US Search.com ====
+
* US Search.com
 
  Opt-out by: Mail or Fax
 
  Opt-out by: Mail or Fax
  Website: https://www.ussearch.com/opt-out/submit/
+
  Website: http://www.ussearch.com/consumer/ala/landing.do?did=590
 
  Notes: You must provide a copy of your ID and a letter with your name, address, and date of birth to opt out.
 
  Notes: You must provide a copy of your ID and a letter with your name, address, and date of birth to opt out.
 
  Fax: 1-425-974-6194
 
  Fax: 1-425-974-6194
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     P.O. Box 4145
 
     P.O. Box 4145
 
     Bellevue, WA 98009-4145
 
     Bellevue, WA 98009-4145
 
+
==== Veromi.net ====
+
* Veromi.net
 
  Opt-out by: Mail
 
  Opt-out by: Mail
  Website: http://www.veromi.net/privacy.aspx (dead link, company defunct?)
+
  Website: http://www.veromi.net/privacy.aspx  
 
  Notes: They ask for a laundry list of personal info to process an opt-out. It's a good idea to find records and include the links in your request.
 
  Notes: They ask for a laundry list of personal info to process an opt-out. It's a good idea to find records and include the links in your request.
 
  Address:
 
  Address:
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     1821 Q Street
 
     1821 Q Street
 
     Sacramento, CA 95811
 
     Sacramento, CA 95811
 
+
==== Westlaw (Thompson Reuters Corp.) ====
+
* Westlaw (Thompson Reuters Corp.)
 
  Opt-out by:  Mail
 
  Opt-out by:  Mail
 
  Notes: They only allow opt-out for people who are in physical danger, are a judge or public official, or are a victim of  identity theft.
 
  Notes: They only allow opt-out for people who are in physical danger, are a judge or public official, or are a victim of  identity theft.
 
   
 
   
==== ZABA Inc. ====
+
* ZABA Inc.
 
  Opt-out by: Fax
 
  Opt-out by: Fax
 
  Website: http://www.zabasearch.com/privacy.php
 
  Website: http://www.zabasearch.com/privacy.php
  Notes: Include a copy of your ID with your request. Online opt-out powered by Intelius now(?)
+
  Notes: Include a copy of your ID with your request.
 
  Fax:  1-425-974-6194
 
  Fax:  1-425-974-6194
 
+
=== Online Marketing ===
+
 +
== Online Marketing ==
 
   
 
   
 
Digital marketing firms also conduct monitoring and correlation of user data.  This is most noticeable with "retargeting," the phenomena where ads seem to follow you around the internet.  Opting out won't keep ads from displaying, but helps limit retargeting and self-reinforcing ad cycles.
 
Digital marketing firms also conduct monitoring and correlation of user data.  This is most noticeable with "retargeting," the phenomena where ads seem to follow you around the internet.  Opting out won't keep ads from displaying, but helps limit retargeting and self-reinforcing ad cycles.
  
==== Network Advertising Initiative ====
+
* Network Advertising Initiative (NAI): http://www.networkadvertising.org/choices/#completed
 
  Opt-out by: Website checklist
 
  Opt-out by: Website checklist
Website: http://www.networkadvertising.org/choices/#completed
 
 
  Notes: Allows people to opt-out of several ad networks at once.
 
  Notes: Allows people to opt-out of several ad networks at once.
 
   
 
   
==== Digital Advertising Alliance (DAA) ====
+
* Digital Advertising Alliance (DAA)
 
  Opt-out by: Website checklist
 
  Opt-out by: Website checklist
 
  Website:  www.aboutads.info/choices/
 
  Website:  www.aboutads.info/choices/
 
  Notes: Allows people to opt-out of several ad networks at once.
 
  Notes: Allows people to opt-out of several ad networks at once.
  
==== Google Ads ====
+
* Google Ads
 
  Opt-out by: Website settings
 
  Opt-out by: Website settings
 
  Website: https://www.google.com/settings/u/0/ads/authenticated?hl=en
 
  Website: https://www.google.com/settings/u/0/ads/authenticated?hl=en
 
  Notes: Partial opt-out. Must be logged into Google account to adjust settings. This would seem to be most useful to regular  Google or Chrome users.
 
  Notes: Partial opt-out. Must be logged into Google account to adjust settings. This would seem to be most useful to regular  Google or Chrome users.
 
   
 
   
==== Oracle / Eloqua / BlueKai / DataLogix Holdings ====
+
* Oracle / Eloqua / BlueKai / DataLogix Holdings:
 
  Opt-out by: Website settings or Mail
 
  Opt-out by: Website settings or Mail
 
  "Marketing Cloud": Must be conducted on each browser you want protected, since it's done via cookies.
 
  "Marketing Cloud": Must be conducted on each browser you want protected, since it's done via cookies.
Line 266: Line 265:
 
If you get a lot of junk mail, opting out of these will help a bit. These databases are also frequently traded, so if you're trying to keep your home address off the internet, it can be a good idea to opt-out.
 
If you get a lot of junk mail, opting out of these will help a bit. These databases are also frequently traded, so if you're trying to keep your home address off the internet, it can be a good idea to opt-out.
 
   
 
   
==== Direct Marketing Association ====
+
* Direct Marketing Association
 
  Opt-out by: Website
 
  Opt-out by: Website
 
  Website: https://dmachoice.thedma.org/register.php
 
  Website: https://dmachoice.thedma.org/register.php
  Notes: Many companies use this database to automatically remove people who don't want to receive flyers, etc. They now charge $2 for a 10 year subscription.
+
  Notes: Many companies use this database to automatically remove people who don't want to receive flyers, etc.
 
+
==== Dun & Bradstreet Corp. ====
+
* Dun & Bradstreet Corp.  
 
  Website:  http://www.dnb.com/utility-pages/privacy-policy.html
 
  Website:  http://www.dnb.com/utility-pages/privacy-policy.html
 
  Phone: 1-800-234-3867
 
  Phone: 1-800-234-3867
Line 277: Line 276:
 
  Notes: They collect data on businesses and individuals, then sell/provide to third-parties. DNB is a *very* large organization -- most businesses in the US have a DNB number, and a company's DNB file acts as sort of credit report for business-to-business lending/services.
 
  Notes: They collect data on businesses and individuals, then sell/provide to third-parties. DNB is a *very* large organization -- most businesses in the US have a DNB number, and a company's DNB file acts as sort of credit report for business-to-business lending/services.
 
   
 
   
==== Cox Target Media (Valpak coupons) ====
+
* Cox Target Media (Valpak coupons)
 
  Opt-out by: Website
 
  Opt-out by: Website
 
  Website: https://www.valpak.com/coupons/show/mailinglistsuppression  
 
  Website: https://www.valpak.com/coupons/show/mailinglistsuppression  
 
  Notes: Fill in address to be removed from mailing lists.
 
  Notes: Fill in address to be removed from mailing lists.
 
   
 
   
==== Infogroup Inc. ====  
+
* Infogroup Inc.   
 
  Opt-out by: Email, Phone, Fax, or Mail
 
  Opt-out by: Email, Phone, Fax, or Mail
 
  Website: https://www.infousa.com/infogroup-consumer-choice-and-resource-center/
 
  Website: https://www.infousa.com/infogroup-consumer-choice-and-resource-center/
Line 295: Line 294:
 
     Papillion, NE 68046
 
     Papillion, NE 68046
 
   
 
   
==== Meredith Corporation ====
+
* Meredith Corporation  
 
  Opt-out by: Website or Mail
 
  Opt-out by: Website or Mail
 
  Website: http://www.meredith.com/offlinePrivacy.html
 
  Website: http://www.meredith.com/offlinePrivacy.html
Line 304: Line 303:
 
     Des Moines, Iowa 50309
 
     Des Moines, Iowa 50309
 
   
 
   
==== Merkle, Inc. ====
+
* Merkle, Inc.  
 
  Opt-out by: Use DMA opt-out method. They remove data that matches DMA opt-out records.
 
  Opt-out by: Use DMA opt-out method. They remove data that matches DMA opt-out records.
 
  Website: http://www.merkleinc.com/privacy
 
  Website: http://www.merkleinc.com/privacy
 
   
 
   
==== Reader's Digest (and other Trusted Media brands) ====
+
* Reader's Digest (and other Trusted Media brands)
 
  Opt-out by: Email, Phone, or Mail
 
  Opt-out by: Email, Phone, or Mail
 
  Website: http://tmbi.com/privacy-policy/
 
  Website: http://tmbi.com/privacy-policy/
Line 319: Line 318:
 
     Harlan, IA 51593
 
     Harlan, IA 51593
 
   
 
   
==== Suarez Corporation Industries ====
+
* Suarez Corporation Industries  
 
  Opt-out by: Email, Phone, or Mail
 
  Opt-out by: Email, Phone, or Mail
 
  Website: http://www.suarez.com/privacy-policy/
 
  Website: http://www.suarez.com/privacy-policy/
Line 329: Line 328:
 
     North Canton, OH 44720
 
     North Canton, OH 44720
 
   
 
   
==== Valassis Communications / RedPlum ====
+
* Valassis Communications / RedPlum
 
  Opt-out by: Website
 
  Opt-out by: Website
 
  Website:  http://www.valassis.com/
 
  Website:  http://www.valassis.com/
 
  Notes: Junk mail; coupons and flyers.
 
  Notes: Junk mail; coupons and flyers.
 
  Website: https://www.redplum.com/tools/redplum-postal-addremove.html
 
  Website: https://www.redplum.com/tools/redplum-postal-addremove.html

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